Prepare for Retirement the ‘SMART’ Way

Prepare for Retirement the ‘SMART’ Way

By: Kayla Huynh Throughout my life, I’ve always tried to make smart money choices. Preparing for retirement is no exception. So, I sat down with our Financial Planning Manager, Joe Burhmann, who taught me how to be SMART when it comes to preparing for my future....
Budgeting and How It Can Help You Achieve Your Goals

Budgeting and How It Can Help You Achieve Your Goals

April is National Financial Literacy Month. It’s also when we at WDC hold our spring Count on Your Future program, a free financial literacy workshop series for teens and adults that also includes an opportunity for participants to begin investing in themselves by...
Understanding Your Credit Score

Understanding Your Credit Score

When purchasing a home, it is important to understand your credit. As you embark on the home buying journey, there are a few components of your finances that you need to understand. In addition to your debt-to-income ratio, it is very important that you understand...
How Debt-to-Income Ratio Affects Your Approval and Interest Rates

How Debt-to-Income Ratio Affects Your Approval and Interest Rates

Your Debt-to-Income ratio is a tool that lenders use to qualify buyers for a mortgage and is an important factor in determining loan approval. It provides an indication of the amount of debt that a potential borrower is obligated to in relation to how much income they...
Plan Ahead for the Holidays – Managing Spending for the Holidays

Plan Ahead for the Holidays – Managing Spending for the Holidays

You may have heard that people who listen to holiday music and put up Christmas decorations early are happier. The same may be true for those who plan ahead for the holidays. COUNTRY Financial® recently surveyed more than 1,000 Americans to find out what steps they...
Cutting Your Housing Costs in Half

Cutting Your Housing Costs in Half

Cutting the price will generally bring buyers of anything out of the woodwork that were not serious before.  Some renters could easily lower their monthly cost of housing by half or more by purchasing a home with all the financial benefits that come with it. The most...